Why the hell is motorcycle insurance SOO expensive in Ontario, Canada?

Just how much would I be charge by a motorcycle insurance regular i live in toronto and if iam not 17 years young?
"I am 16 thinking about getting me a vehicle in the next year (17) can i access it my own personal  insurance  policy or attempt to access it my moms (me and my mommy don't appear eye to attention) therefore I do not think she'dn't doit and when